Paying the bills back home is a necessary chore. Mostly because you don't want the interest to get higher and have those debt collectors down your back.
So I have to send money home to my bank in America. This means tackling the exchange rate.
Here is what I face:


A few months ago I could send home about 450,000 won and get just about $430. Obviously, not anymore.
But the bills gotta get paid and that can't wait for Mr. Sunshine to fix it all.
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